Terms of Service

Agreement to Terms

These Terms of Service ("Terms") are a legal agreement between you and FiMO ("FiMO," "we," "our," or "us") governing your access to and use of the FiMO platform, including all features, content, and services offered through our website and application.

By creating an account, clicking "I agree," or otherwise accessing or using FiMO, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, do not use the platform.

Eligibility

You must be at least 18 years old to use FiMO. By using the platform, you represent that you are of legal age and have the legal authority to enter into these Terms, either as an individual or on behalf of an organization.

If you are using FiMO on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

Accounts

To use FiMO, you must create an account using a valid email address and password, or authenticate via Google SSO. You are responsible for:

• Providing accurate and complete registration information
• Keeping your login credentials confidential
• All activity that occurs under your account
• Notifying us immediately if you suspect unauthorized access to your account

You may not share your account with others or create accounts for the purpose of circumventing subscription limits. Each account is for a single user.

License to Use FiMO

Subject to your compliance with these Terms and timely payment of any applicable subscription fees, FiMO grants you a limited, non-exclusive, non-transferable, revocable license to access and use the platform for your own internal business purposes.

This license does not include the right to:

• Resell or sublicense access to FiMO to any third party
• Copy, modify, or create derivative works of FiMO's software or user interface
• Reverse engineer, decompile, or disassemble any part of the platform
• Use automated tools to scrape, crawl, or extract data from the platform

Your Content

You retain ownership of all financial data, business information, cap table entries, model parameters, and uploaded materials such as pitch decks, memos, and demo videos you input into FiMO ("Your Content").

By using FiMO, you grant us a limited license to store, process, and display Your Content solely for the purpose of providing the platform to you. We do not claim any ownership rights in Your Content and will not use it for any purpose beyond operating the service on your behalf.

You are solely responsible for the accuracy and completeness of Your Content. FiMO is a modeling and presentation tool - the projections and outputs it generates are based entirely on the assumptions and data you provide.

Subscriptions & Billing

Subscription Plans

FiMO offers FiMO Free at $0/month and FiMO Pro at $20/month. FiMO Max is an upcoming $100/month plan and is not available for purchase until FiMO Match is live. Custom plans are available through consultation and may include organization-specific integrations, workflows, tracking limits, team functionality, support, and commercial terms.

Plan Entitlements

FiMO Free includes one FiMO card, file sharing, the Simulator, and full analytics for 5 investors at once and up to 25 new investors each month. It does not include the financial modeler, cap table, AI Agent/MCP, or FiMO Match.

FiMO Pro includes one FiMO card, file sharing, the Simulator, financial modeler, cap table, AI Agent/MCP, and full analytics for 25 investors at once and up to 125 new investors each month. It does not include FiMO Match.

When launched, FiMO Max will include multiple FiMO cards, all FiMO Pro tools, FiMO Match, and full analytics for 100 investors at once and up to 500 new investors each month.

Analytics Allowances

The simultaneous allowance is the number of investors whose links can actively generate analytics at the same time. The monthly allowance is the number of new investors who can be tracked during a monthly allowance period. Reaching either allowance never blocks an investor from opening shared materials; it only stops analytics from being generated for additional investors. Deactivating an investor link frees simultaneous capacity but does not reduce the number of new investors already counted during that monthly period.

No Free Trial

FiMO Free remains free for everyone. FiMO Pro does not include a free trial or giveaway period. By subscribing to FiMO Pro, you authorize us (or our payment processor) to charge your chosen payment method $20 on a recurring monthly basis beginning when you subscribe.

Cancellation

You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period. You will retain access to paid features until the end of that period.

Refunds

All subscription fees are non-refundable except where required by applicable law. If you believe a charge was made in error, contact us at support@tryfimo.com within 14 days of the charge.

Price Changes

We may change subscription pricing at any time. We will give you at least 30 days' advance notice of any price increase. Continued use of FiMO after a price change takes effect constitutes your acceptance of the new pricing.

Sharing & Investor Links

FiMO enables you to generate a shareable link to your dashboard for distribution to investors or other parties. We provide analytics on how these links are used to help you understand engagement. By creating and sharing a link, you acknowledge and agree that:

• Anyone in possession of the link can view the content of your shared materials (including decks, models, and memos) without logging in.
• FiMO collects engagement data—including view counts, time spent on specific pages, and drop-off points—to provide you with dashboard analytics. This data is not sold or used for any purpose by us other than providing the service to you.
• You are solely responsible for determining what information to include in a shared view and for managing who receives the link.
• FiMO is not responsible for any consequences arising from unauthorized access to content you share via a link, including if a link is forwarded to unintended recipients.
• You must not share dashboards containing information that you do not have the right to disclose.

Prohibited Use

You agree not to use FiMO to:

• Violate any applicable law or regulation
• Misrepresent your identity or affiliation with any person or organization
• Upload or transmit malicious code, viruses, or any software designed to harm the platform or its users
• Attempt to gain unauthorized access to any part of the platform or its underlying systems
• Use the platform in any way that could damage, disable, overburden, or impair it
• Use outputs from the platform to mislead investors by presenting projections as guarantees or representations of future performance

Intellectual Property

FiMO and all of its underlying technology, software, user interface, design, trademarks, and branding are the exclusive property of FiMO and its licensors. Nothing in these Terms transfers any intellectual property rights to you.

You may not use the FiMO name, logo, or branding without our prior written consent.

Disclaimers

The platform is provided "as is" and "as available" without any warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the fullest extent permitted by applicable law, FiMO and its officers, directors, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages - including loss of profits, data, or business opportunities - arising out of or related to your use of the platform, even if we have been advised of the possibility of such damages.

Our total aggregate liability to you for any claim arising out of these Terms or your use of FiMO will not exceed the total fees you paid to FiMO in the year preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless FiMO and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable legal fees) arising out of or related to: (a) your use of the platform; (b) Your Content; (c) your violation of these Terms; or (d) your violation of any third-party rights.

Termination

You may close your account at any time through your account settings.

We reserve the right to suspend or terminate your account and access to FiMO at our discretion, with or without notice, if we believe you have violated these Terms, engaged in fraudulent activity, or for any other reason we deem appropriate.

Upon termination, your license to use the platform ends immediately. We will delete your account data in accordance with our Privacy Policy. Provisions of these Terms that by their nature should survive termination - including disclaimers, limitation of liability, and indemnification - will remain in effect.

Governing Law

These Terms are governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any dispute arising from these Terms or your use of FiMO will be subject to the exclusive jurisdiction of the courts located in the United States.

Changes to Terms

We may update these Terms from time to time. When we make material changes, we will notify you by email or by displaying a prominent notice within the platform at least 14 days before the changes take effect. Your continued use of FiMO after changes take effect constitutes your acceptance of the revised Terms.

Contact

If you have questions about these Terms, please contact us: